Research Your Apps – Free Doesn’t Mean Free

I’m quite fond of the fact that in our technical day and age, it is becoming more and more common place to ‘Have an App for that!’ Apps make our lives easier, from helping cutting down extraneous tasks to graphic editing. For Android users, many apps are free, made by other users, which can include options such as either ‘Pay to use better options’ or ‘Pay to get rid of ads’.

That being said, an easily downloaded application has become scammers next target. A Toronto Security company has discovered an App called ‘Xhelper’ which is now termed as a malware that is impossible to remove, as it has the ability to reinstall itself and is designed to remain hidden! It even has code to ensure it isn’t deleted when a Factory Reset is prompted, and performs malicious actions such as “showing advertisements to the users, downloading and executing more malicious payloads from its remote server onto the users device”

My advice as a tech user is to research your apps before downloading! Look through those Reviews, weed out the Automated replies, make sure this app is right for you, and if it looks suspicious, DON’T DOWNLOAD!!!! And as an extra layer of protection, or to ensure that you haven’t already succumbed to this malware, install a malware detector.

Stay safe out there my friends!

Original Article

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CRA Spam Callers Using Inactive Numbers

I received a phone call from this number with an automated voice who stated in broken automation that “ignoring this call would cause legal action before a magistrate.

I’ve tried to call back this number using Pop-Tox, and it says this number is not in service.

Whatever you do, do not give away your name, voice inflections or anything else relevant when answering these calls. Better yet, ignore and block them asap! For more info on that, check out this article here: Why Phone Fraud Starts With A Silent Call

Numbers I’ve received this call from so far are as follows:

12264698493

0114160998784 (Spoofed, that’s why there is a 0 at the front)

16135977184

19852217330

15197812890 – CRA Spam Callers Using Active Numbers

I received a phone call from this number with an automated voice who stated in broken automation that ignoring this call would cause legal action before a magistrate.

I’ve tried to call back this number using Pop-Tox, and it goes straight to a personal voicemail. After 5 times of dialing back, the lady whose voicemail it was picked up, and she had no idea that this was happening to her number.

This is the newest and ballsiest move I’ve seen these guys perform so far, this is going to cause headaches for basically anyone who owns a number. I’m not even sure there anything our providers can do to prevent this!

When Someone Sends You Too Much Money – It’s Probably Too Good To Be True! – Photography Over-payment Scam –

You’ve been asked to be the photographer at an event. You’ve signed a contract stating the details, and are eagerly awaiting your payment. However, when it arrives, it’s almost QUADRUPLE the amount you were to be sent! Questioning, you’re told it’s an accounting error and to send the rest to the wedding caterer. You send the money, only to have the deposit/cheque BOUNCE, leaving you out thousands of dollars!

This sounds like something out of a horror film, but what’s truly terrifying is that it’s been happening all across BC the last little while!

The Canadian Anti-Fraud Centre recommends that people protect themselves “protect yourself by knowing who you are doing business with and never accept a cheque for more than your selling price,” when it comes to the overpayment scam.

The BBB also warns that a legitimate company will never ask someone to forward money.

Original Article

Be aware friends!!!!

Sneaky Telus

Always Check your bills! Watch out for Telus!

I called Telus after my bill hiked 10 dollars. I was told I had been informed on the fine print of my bills for the last three months. I was told previously 6 months before that since I had been with Telus for so long that the newest upgrade to Fiber optics was NOT going to be changing my bill. Not to mention that a change like that should be in bold print on the top of my bill.

I spoke with a lady (Jane) who had to transfer me to promotions. Promotions said everything was taken care of, but tried to sell me a two year plan that I turned down.

I then received an email the same date stating I had bought a two year TV Plan! I emailed immediately, to find out why TV was put onto my internet only bill, but after a day wait, I called them. After a long wait, (Leo) answered, and transferred to promotional services.

Tanya the head of promotional services assured me that this was unacceptable. ‘We absolutely cannot! That is against your will you’re not to be getting that, I’ll be sending her coaching, I’ve been here 5 years, 1 year management escalations, and I’ve never seen this before. giving you TV, and downgrading you to internet 25 I’ve never seen this before!’

I asked if she could fix my bill, as it was now even more then the original amount I was trying to fix. She said there was no way that first employee could have promised me I could stay at that rate however she would do her best to get me down close to my original payment. She also explained the varying rates across the country, making me sick to my stomach to hear their internet was even more then mine. I’ve verified this rate with friends across the country.

Note* As this article is being posted, activists are pushing to end this tyranny! Tell your horror stories here!

An Honest Low-Down on RRSP’s

For years I’ve been told by most people who advise me in finances to buy RRSP’s, however while I file their advice away, I know RRSP’s aren’t for me. My dad had explained to me years ago how they just wouldn’t work for me, and it’s nice to see an official advisor say it as well!

He opens the article by pointing out ‘countless articles on the benefits of a Registered Retirement Savings Plan (RRSP) and told you over and over how important it is to have one.’

He then proceeds to say that just like all other things in the financial planning spectrum, this may not be the ‘one-stop solution’ for you.

Those who fall in the low-income brackets, close to retirement or those with a large pension plan may want to reconsider this option, or proceed with caution and calculations!

For more info, see Original Article here.

What’s in Your Tea? – Orange Peel

When sourcing your orange peels, be aware that they pick up pesticides! After hearing about major tea companies crafting teas with unacceptable pesticide levels, and orange peko being the top, I delved into to check if there is any way to retain the flavor while eliminating the chemical – No verified safe methods have been found.

If you still choose to use orange peel in your tea, it is suggested to use ‘organic’, however, organic is just a title, and the source should be researched.

As I do grow a lot of my own tea ingredients, someday I see myself growing a little orange tree, but for now, I’ll be limiting the amount of teas I make with this item, as it’s hard to source safely.

The world is Changing – We Can’t Hold it Still

Humans have this things stuck in our heads that if we can hold the world still, nothing will change. Wrong – the world has been changing under our feet since the first recorded map.

I first ran across these maps when researching the ‘Mud flood‘ from an offhand reference in an piece of old world history. Now a lot of these maps are used by flat-earthers to prove the earth is flat, so many scoffed at my ‘discoveries’, but just as flat-earthers cling to the unexplained in an effort to prove their theories, I push to find the truth behind our old world information and artifacts.

Now you may say ‘Well they didn’t have the tools to make proper maps back then’. I’d like to point out many of our map tools that are used today were originally created by these artists, and I wish we’d give our ancestors more credit then we do. I hope the evidence produced within this year will be enough to push people into realizing that the world around us isn’t permanent, and we need to be ready to accept change.

“Nothing is forever in the world of magnetism.”

John Geiger 

What evidence Sarah? Why should this even be a concern? Well, the Poles are moving, Canada will have to say goodbye to the North Pole as the long standing tug of war between Siberia and Canada comes to an end.

This alarming evidence proves that we have less control over ‘climate change’ then we ever thought. The world is on a cycle, we’re along for the ride, and if we think that we are anything more or less, we really need to take a long look at the big picture.

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Politicians Can Access Our Data Without Having To Disclose A THING

With elections fast approaching and the proverbial magnifying glass is pulled onto politicians, it’s been brought to light the fact that there are no boundaries when it comes to our information!!!

Thanks to Open Media, a site that has brought forward many chilling issues over the last few years, they’ve blown this issue wide open in an attempt to get the attention of those who can make a difference.

‘Currently, political parties are exempted from the privacy laws that they require companies to adhere to. It means there are no laws or oversight governing how political parties collect, use or store our data – and no requirements for them to disclose if our personal information has been hacked or breached.’

Original Article

This is unacceptable and horrifying. Let’s put a stop to it for this election.

Carbonation – Does it Really Suck the Calcium Out of Your Bones?

I’m sure many of you have heard that carbonation is bad for you, the reason being it sucks your bones dry of calcium, but did you know that there is little truth to this claim?

While many health articles actually still claim this, upon further investigation into these ‘studies’, it’s not actually carbonation that causes this extreme reaction, but instead, Coca Cola’s ingredients.

This is due to the fact that cola beverages have phosphorus, which can increase the loss of calcium from the body through the kidneys.

Quoted from https://www.healthline.com/health/food-nutrition/is-carbonated-water-bad-for-you

To dispel this myth even further, check out this explanation of what exactly carbonation does in different situations.